Rates
Please contact an employee for further information about applicable fees and terms.
| Alden Branch |
507-874-3363 |
| Albert Lea Branch |
507-373-1481 or 1-800-657-6961 |
| Emmons Branch |
507-297-5461 |
|
 Download Rates PDF |
Accurate as of 2/11/2026
Certificates of Deposit
| Terms |
$1,000 minimum |
$10,000 minimum |
$25,000 minimum |
| |
Rate |
APY |
Rate |
APY |
Rate |
APY |
| 3 Months |
1.90% |
1.91% |
1.95% |
1.96% |
2.00% |
2.02% |
| 6 Months |
2.05% |
2.06% |
2.10% |
2.11% |
2.15% |
2.16% |
| 12 Months |
2.15% |
2.15% |
2.20% |
2.20% |
2.25% |
2.25% |
| 18 Months |
2.30% |
2.30% |
2.35% |
2.35% |
2.40% |
2.40% |
| 24 Months |
2.35% |
2.35% |
2.40% |
2.40% |
2.45% |
2.45% |
| 36 Months |
2.40% |
2.40% |
2.45% |
2.45% |
2.50% |
2.50% |
| 48 Months |
2.55% |
2.55% |
2.60% |
2.60% |
2.65% |
2.65% |
| 60 Months |
2.65% |
2.65% |
2.70% |
2.70% |
2.75% |
2.75% |
Certificates of Deposit Specials
| CD Specials |
$1,000 minimum |
|
| |
Rate |
APY |
|
|
| 10 Month |
3.30% |
3.31% |
|
|
| 19 Month |
3.35% |
3.36% |
|
|
Individual Retirement Accounts and Health Savings Accounts
| Traditional IRA's and Roth IRA's |
| |
Rate |
APY |
| 12 Months |
2.15% |
2.15% |
| 24 Months |
2.35% |
2.35% |
| 36 Months |
2.40% |
2.40% |
| 48 Months |
2.55% |
2.55% |
| 60 Months |
2.65% |
2.65% |
| Minimum for IRA Terms = $1,000 |
| Variable Rate IRA Savings |
| |
Rate |
APY |
| $100 min |
1.25% |
1.26% |
| Variable Rate H.S.A's |
| |
Rate |
APY |
| $100 to $4,999.99 |
0.15% |
0.15% |
| $5,000 & above |
0.25% |
0.25% |
Deposit Accounts
| Deposit Accounts |
| |
Rate |
APY |
| Economy Savings ($25 min.) |
0.25% |
0.25% |
| Regular Savings ($100 min./below $3 s/c) |
0.25% |
0.25% |
Money Market - Investment Savings
($1,000 min./below $5 s/c)
$.01 - $19,999.99
$20,000 - $49,999.99
$50,000 and up |
0.65%
0.95%
1.25% |
0.65%
0.95%
1.26% |
Security Gold Checking
($10,000 min./below $5 s/c) |
1.50% |
1.51% |
Interest Checking
($500 min./below $3 s/c)
$500 - $2,499.99
$2,500 and up |
0.20%
0.40% |
0.20%
0.40% |
Platinum Money Market Savings
($10,000 min./below $25 s/c)
$.01 - $19,999.99
$20,000 - $49,999.99
$50,000 - $149,999.99
$150,000 - $249,999.99
$250,000 and up |
0.75%
1.00%
1.25%
1.75%
2.25% |
0.75%
1.00%
1.26%
1.76%
2.27% |
All rates are subject to change without notice
**Security Bank Minnesota checking account required to earn stated APY
*Fee could reduce earnings on an account
*APY = Annual Percentage Yield
Rate = Interest Rate
Early withdrawal of CD's may result in a penalty of 3 months interest when the term of the CD is less than or equal to one year. A penalty of 6 months interest may be charged when the term of the CD is greater than one year. The penalty is calculated on the last renewed balance.
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