Savings Account

• $25.00 minimum balance
• Must be 18 years or younger
• No monthly service charge
• Limited to 6 withdrawals per month
• Interest bearing if minimum balance maintained, with interest rate subject to change, interest is compounded monthly

• $100.00 minimum balance
• No service charge unless average balance falls below minimum, then $3.00 per month
• Limited to 6 withdrawals per month
• Interest bearing if minimum balance maintained, with interest rate subject to change, interest is compounded monthly

• $1,000.00 minimum balance
• No service charge unless average balance falls below minimum, then $10.00 per month
• Limited to 6 withdrawals per month
• Interest bearing with interest rate subject to change, interest is compounded monthly
• Interest rate is tiered subject to corresponding balance
  

• Great product for employees that are considered to be in a high deductible health insurance plans
• We offer competitive rates
• Inquire with our customer service for complete details

• Competitive Rates
  

• Traditional IRA’s
• Roth IRA’s
  

Personal Checking

• No minimum balance
• Non-interest bearing
• Service charge $4.00 per month ... no additional item charge

• $100.00 minimum average daily balance
• Non-interest bearing
• No monthly service charge unless the average daily balance falls below the minimum, than $1.00 per month and $.25 per debit to account

• No minimum balance
• No monthly maintenance fee
• No per item charges
• Non interest bearing
• Opening deposit required of $100
• On line statement available at no charge

• $500.00 and $2,500.00 minimum average daily balance required
• interest rate tiered and subject to change, with interest compounded monthly
• No service charge unless average daily balance falls below minimum, then $6.00 per month and $0.20 per debit to account

• No minimum balance
• Non-interest bearing
• $3.00 discount on check orders
• Monthly service charge of $6.00
• No per item charge
• Free money orders (limit of 3 per visit)
• $5.00 annual discount on safe deposit box
• $6.00 annual discount on cash/check card
• $3% discount on Security Plus Checking line of credit (lines of credit are subject to qualification)

• $10,000.00 minimum average daily balance required
• Interest bearing account, rate is subject to change and is compounded monthly
• No monthly service charge unless balance falls below minimum average daily, then $10.00 per month and $0.20 per debit to account
• Free checks
  
  

• No minumum balance
• No monthly service charge
• Non-interest bearing
• Must be age 55 or greater

• Account Maintenance Fee -- no charge
• Earnings Credit -- none, non-profit corporations and sole proprietors may earn interest
• Per Check or Debit -- $0.14 fee
• Per Deposit or Credit -- $0.25 fee
• Items Drawn on Us Deposit -- no charge
• Local Item Deposit -- $0.04 fee
• Transit Item Deposit -- $0.06 fee
• Drawing on Uncollected Funds -- a charge will be assessed based upon the daily uncollected funds used and a rate equal to Wall Street Journal prime rate plus 2%
  

• Account Maintenance Fee -- no charge
• Earnings credit – none
• Per deposit item charge – none
• Per check or debt item charge - $.35 after the 1st 50 items
• Items Drawn on Us Deposit -- no charge
• Transit item deposit charge – none
• Drawing on uncollected funds – a charge will be assessed based upon the daily uncollected funds used and a rate equal to Wall Street Journal prime rate plus 2%

• Account Maintenance Fee -- $8.00 per month
• Earnings Credit -- earnings credit is calculated on 90% of the account's monthly average collected balance; the credit rate paid is equal to the average 90-day treasury bill rate and is adjusted monthly
• Per Check or Debit -- $0.14 fee
• Per Deposit or Credit -- $0.25 fee
• Items Drawn on Us Deposit -- no charge
• Local Item Deposit -- $0.04 fee
• Transit Item Deposit -- $0.06 fee
• Drawing on Uncollected Funds -- a charge will be assessed based upon the daily uncollected funds used and a rate equal to Wall Street Journal prime rate plus 2%